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Real-estate loans to non-residents
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2016/5/20 00:23
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Hi
I would like to buy a house in Japan with my Japanese wife.
I am living in Europe now and we are both non-residents.
Do you know a Japanese or international bank that lends to non-residents?
Thanks in advance
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by Phanou toshi (guest)
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Re: Real-estate loans to non-residents
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2016/5/23 12:41
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Hi! While it is indeed possible for Japanese banks to lend to foreigners, the loan applications are usually made through real estate companies like mine. We sign a contract with the client and then make the loan application in their name. It's very difficult to get a loan all by yourself since the banks would have very little recourse in case of trouble. If you don't mind paying higher interest rates, you could also try getting a loan with an international bank such as this one. http://www.cayebank.bz/loans.php
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by S King
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Re: Real-estate loans to non-residents
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2016/5/23 15:51
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You need to get a loan in the country you reside in. It is really a question for a bank and not the internet.
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by hakata14
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