Having a Japanese Credit Card

Hi all,

I lived in Japan for four years now doing a part time job and it was always hard for me to have a Japanese credit card. I tried several times and always got my request denied. I know why they deny requests and have no problems with that.

Here are my questions:

1- Is it possible that my guarantor like my Japanese father in law or wife sponsor me to have a credit card?
someone I know got a credit card with the support of his wife but I don't know how.
2-If my father in law supports me to create a credit card, does that mean that he can use my credit card as well?
Thank you for the information.

i think you dont need gurantor to get a credit card because i have 2 when i was a language student about years ago. it depend on the comapny. try ana airline credit card . i think they may give you. i started with them.

If your wife can get a card, she can obtain a supplemental spouse card for you. Your name will be on that card, but she will be responsible/billing will be under her name/payment will be from her bank account. Of course she needs to qualify (job/income, etc.).

Two ways I can think of:

- If you want to be the "main" cardholder, but don't have regular income, but if your father-in-law or wife has a regular income, you'd state that. And with that background, you might be eligible for a credit card (in your name). This will be like a full-time housewife who wants a credit card for herself, but needs to state the husband's income to back up her financial status.

- If you want to have a "family member" card, for example, your father-in-law applies for a credit card in his name, giving his bank account information, and he gets a card in HIS name, he might be eligible to apply for an additional "family member" card for you, as his dependent.