Insurance for Musical Instruments?

I have some musical instruments that I would like to insure as comprehensively as possible (to full replacement value of around 6-7 million, if possible). Insurance to cover any eventuality, such as fire, theft, (quake??), but not travel.

My current AIU household insurance is, quite frankly, a joke and barely covers a replacement cup of Komeda coffee!

If anyone knows of companies in Japan or overseas who would be able to deal with this, I'd be most grateful for your suggestions.

I believe there is a type of household goods/movable assets insurance scheme for *valuables,* where you specifically list the valuable items and get individual quotes on those items.

For musical instruments, I've heard the insurance amount would be up to around 80% of the purchase price, and the amount declines over 10 years (unless you are talking about million-dollar kind of instruments). The insurance premium you pay in might differ between professionals and amateurs. Just ask your insurance company; everyone has it :)

Thank you for that, AK.

Could I ask your/anyone's help further by giving me some key Japanese terms/phrases I might need to ensure the insurance company will understand exactly what I'm after?