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appropriate gift for a guarantor?
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2010/10/18 19:14
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what is an appropriate thank you gift for a guarantor? My friend/coworker kindly offered to be my guarantor. I know being guarantor is a big stress for anyone and he is only two years older than me (30). I want to show my gratitude and buy a present. I know a guarantor company charges one month rent but I thought an object would be more personal as money seems a bit cold hearted to me but I know in weddings and stuff people give money in envelopes so perhaps not in japan?, are there any special envelopes for situations like this to say thank you or should I go with an expensive gift of something I think he will like instead?
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by gilesdesign (guest)
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Normally I would object to giving a cash gift but this is one instance where I think it is acceptable.
Becoming someone's guarantor is one of the most dangerous financial decisions a person can make.
You could do a 50/50 gift/cash along with a handwritten thank you letter.
It depends on what the person likes but a designer necktie + accessories set if he works at a company, a fine bottle of wine/champagne, etc are appropriate gifts. Include a fresh 10,000 bill.
Or you could give a small gift (chocolate/cookies) and 30,000 in department store gift certificates.
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by kyototrans
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definitely gift
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2010/10/19 13:34
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I agree with the above that a gift is definitely appropriate for this situation - but a physical gift and not cash.
Given the financial commitment of being a person's guarantor, it would first be hard to figure out just how much cash to give. Guarantor companies do take 1 month's rent, but they have many other resources that enable them to make unforeseen financial commitments should the unlikely happen. So gifting 1-months rent as a thank you doesn't sound appropriate because your guarantor may have to pay many times that amount somewhere down the line. I think a physical gift like mentioned in the above post would do a better job of symbolizing your appreciation - maybe something to adorn their own house with like a crystal piece, digital picture frame, etc.
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by jmarkley
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